Culture and Creative Guarantee introduced as APS Bank expands MDB-backed financing

APS Bank has introduced new enhancements to its Malta Development Bank-backed business loans, making financing more accessible for businesses investing in cultural, creative and sustainable initiatives.

Following the signing of addenda with the Malta Development Bank (MDB) on Tuesday, 12 May 2026, APS Bank launched the Culture and Creative Guarantee. The scheme now aims to help organisations operating in eligible cultural and creative sectors access financing more easily to grow, invest and improve their operations.

Alongside this, APS Bank has also introduced a Sustainability Guarantee, supporting businesses investing in operational upgrades and projects aimed at enhancing long-term environmental and social sustainability.

Liana DeBattista, Chief Strategy Officer at APS Bank, stated: “Through our long-standing collaboration with MDB, we are continuing to widen access to finance for businesses investing in growth, innovation and sustainability. Building on years of collaboration, these schemes are designed to help businesses and creatives invest in new ideas, expand their operations and build resilience for a sustainable future.”

Alison Micallef, Chief Executive Officer at the Malta Development Bank, added: “Facilitating access to finance remains central to our mission of supporting sustainable economic development. Through this collaboration with APS Bank, these enhanced guarantee schemes will continue to support organisations operating in cultural, creative and sustainable sectors as they pursue investment and growth opportunities.”

Customers may visit apsbank.com.mt/mdb for further information.

These loans are approved under the Malta Development Bank (MDB) SME Guarantee Scheme – Creative and Cultural (SGS-CC), SME Guarantee Scheme – Sustainability (SGS-S), and Guaranteed Co-Lending Scheme – Sustainability (GCLS-S). They also benefit from support provided by the European Union and the EIF under the InvestEU Fund.

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